• Why Using An Affiliated Attorney Makes All The Difference When Disputing Errors
  
  
• What These Inaccurate And Negative Items On Your Credit Report Really Cost You
  
  
• 8 Things A Better Credit Score Can Get You.
  
  
• What You Have To Do To Clear Your Good Name.
  
  
• What Does Congress Have To Say?
  
  
• Mistakes do Happen.
  
  
• Too Bad Life Doesn’t Come With Fine Print; Good Thing There’s NACRA.
  

Mistakes Do Happen

Research conducted by the PIRG (Public Information Research Group), out of Washington, D.C., revealed the following about credit reports;

• Twenty-five percent (25%) of the credit reports surveyed contained serious errors that could result in the denial of credit, such as false delinquencies or accounts that did not belong to the consumer;
• Fifty-four percent (54%) of the credit reports contained personal demographic information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect;
• Twenty-two percent (22%) of the credit reports listed the same mortgage or loan twice;
• Almost eight percent (8%) of the credit reports were missing major credit, loan, mortgage, or other consumer accounts that demonstrate the creditworthiness of the consumer;
• Thirty percent (30%) of the credit reports contained credit accounts that had been closed by the consumer but remained listed as open;
• Altogether, 79% of the credit reports surveyed contained either serious errors or other mistakes of some kind.

If 8 out of 10 credit reports contain either serious errors or other mistakes of some kind, this only means one thing; your credit score is also in error and being suppressed. This Is why you should know what information is contained in your credit report and what your credit score is. As a member of NACRA and as part of our “Credit and Financial-Direction and Protection” plan, you receive our credit monitoring service at no additional cost in order to help with this endeavor and always know when there is activity on your personal credit file.