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"How to Build Positive Credit and Increase Your Credit Score Now!"
WHY YOU NEED TO JOIN NACRA TODAY!
Our goal and objective at the National Association for Credit Responsibility and Advocacy is to help consumers recover, rebuild, and then maintain their good credit and good name. As part of our "Credit and Financial-Direction and Protection" plan, NACRA provides benefits and services dedicated to accomplishing and realizing this goal.
One of the most important and powerful component of our 'Credit and Financial – Direction and Protection' plan is the "Credit Audit and Verification" process developed and facilitated by the Consumer Advocate Law Firm. Through this process, they have realized a legal means for addressing flawed consumer credit reports. The difference of having an experienced consumer law attorney working for you through this process is invaluable and will make all the difference in your life and your financial future moving forward.
Again, this is but one component of the many that distinguishes and separates NACRA apart from any other service. Included in your membership is Free ID theft protection, WalletLock™, eRecon™, TrueAddress™ , Financial Education and Guidance Help Line, Tax Advice- Preparation and Audit, Tax Help Line, Legal Representation through Legal Care Direct™, Guaranteed Acceptance into a “Fresh Start” Second Chance Checking account alternative with no Chexsystem requirements that lets you borrow money and build credit history too!
When utilized together or independently, these benefits and services will culminate with a financially healthier, stable, and educated you, ready to participate in our ever increasingly credit culture and economy.
Beware of Foreclosure Rescue and loan modification Scams - Help Is Free with NACRA!
The increasing unemployment rate and continued delinquency rate of homeowners provides scammers and criminals with the opportunity to exploit vulnerable homeowners seeking financial guidance. Such scams can take many forms, but two of the most common are:
- Phantom Help – In these cases, for-profit counselors promise to complete paperwork and obtain a loan workout settlement in exchange for thousands of dollars. The scammers either do not follow through or perform menial tasks that the borrower could complete easily and for free. At best, these for-profit companies perform the same services HUD-approved counselors and servicers do for free.
- Title Transfers – Perpetrators convince homeowners that they can save their homes from foreclosure through deed transfers and promises to lease back or sell back the property. This type of so-called “foreclosure rescue” often is a manipulated deed process that results in the preparation of forged deeds or fraudulent lien releases. In extreme instances, perpetrators sell the home or secure a second loan without the homeowners’ knowledge, stripping the property’s equity for personal gain.
This is why NACRA has partnered with Alpha 2000, a non-profit community based organization of more than nine years to make sure consumers do not get taken advantage of. As a member of NACRA, Alpha 2000 will provide you with a "FREE" Do it yourself Loan Modification handbook that provides step by step detailed instruction on how to attempt modification of your home loan in Layman terms.
It is very important to know not everyone qualifies for a loan modification. These unscrupulous companies and 'Bad Actors' will not tell you this fact. They are only interested in collecting their fees and your home will only end up in foreclosure any way 6 months later! Don't pay thousands to learn this lesson the hard way.
We are the first and only company in the United States to help consumers through the loan modification process while helping them recover, rebuild, and then maintain their good credit and good name. Call NACRA today for more information!
Becoming a member is easy!
SIGN UP is easy online and only takes a minute. Click the "Get Started Now" tab and choose a membership subscription. Pay on our secure website without exposing credit card numbers or checking account info to the merchant. Once the transaction is completed, you will receive an immediate email confirmation welcoming you to NACRA.
All new subscriptions are subject to a “3 day right of rescission”. At the end of that period, our fulfillment center will send out via USPS your membership directory and card. This manual will contain detailed information about NACRA’s Benefits and Services and how to activate each.
If you've gone through or are currently in a financial storm, or just want to maintain your good credit and good name, the National Association for Credit Responsibility and Advocacy can help!
