NACRA "Credit Audit and Verification" Process

By now, most consumers know that your credit score can affect everything from whether you qualify for a mortgage to whether an employer hires you, but have you ever made a conscious plan to audit your own personal credit reports, remove the inaccurate and negative items that you will find, thus, improving your credit scores? Why not? When it comes to mortgages, auto lending and credit cards, the higher your score, the lower the interest rate you're going to pay. So the time and effort it takes to improve your credit score will save you hundreds of thousands of dollars over the course of your lifetime. That is just ONE of the many benefits and services you receive as a member of NACRA.

Why we Get Results.

By using an affiliated attorney to facilitate your Credit Audit and Verification process, the attorney can, and will, legally remove inaccurate and negative items from YOUR credit reports to include:

Simple and Effective!

SIGN UP is easy online and only takes a few minutes. Click the "Get Started Now" tab and choose a membership subscription. Pay on our secure PayPal website without exposing credit card numbers or checking account info to the merchant, then download and print our membership agreement and "Consumer Credit File Rights Under State and Federal Law" document. You may fax, e-mail, or hand deliver these signed documents to our offices. Our fax number, email address, and physical address are all listed in our "Contact Us" tab. Once your 3 day right of rescission period and payment have been processed, our fulfillment department will then send out via USPS, your membership manual directory and membership card. Your manual will contain detailed information about NACRA’s benefits and services as well as contact info to your affiliated attorney to start the “Credit Audit and Verification” process.

The National Association for Credit Responsibility and Advocacy.

View our online video and learn:

• Why NACRA was established
• How our Benefits and Services create "Credit and Financial-Direction and Protection".
• Why joining NACRA is the most important investment you can make.

Educate Yourself

One of the most effective tools in deciding whether or not to attempt Credit Audit and Verification alone or to allow NACRA to advocate on your behalf is to learn about the credit system, the credit bureaus, the creditors, and the laws that govern them. Please visit our Online Resource Library to learn more on this and many more topics. By joining NACRA, you’ve joined forces with a team of passionate consumer advocates — attorneys, financial counselors and others — who are committed tso restoring your good credit and good name.